Job Description

Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)



Please review the following job description:

Serve as BB&T Mortgage liaison between the community, local government, and local mortgage program agencies to produce low to moderate income mortgage loans through community partnerships, and affordable housing initiatives.

Essential Duties and Responsibilities:
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Serve as the product specialist for the BB&T Affordable Housing suite of products including State Housing, Conventional, Government, In-House and Downpayment Assistance programs.
2. Develop marketing strategy and appropriate Community Reinvestment Act (CRA) plan making BB&T a market leader in Affordable Housing Lending in the Region.
3. Establish partnerships with local, city and county governmental agencies promoting Affordable Housing Initiatives within the Region.
4. Assist and work with community, faith based and non-profit organizations providing leadership and training for homeownership classes, credit counseling and promote understanding of the mortgage lending process.
5. Request contributions and/or donations to charitable and local organizations when deemed appropriate funded by the City Executive and/or CRA Group.
6. Initiate Region participation in civic, professional, business, and community affairs, associations and groups to solicit and develop new business, promoting BB&Ts positive image in the community.
7. Produce mortgage loans to Low-To-Moderate income borrowers from leads gained through the activities listed, above.
8. Promote the Integrated Relationship Management Strategy within the Region to enhance the Banks cross sell efforts to LMI Mortgage Clients.
9. Monthly reporting on community development, participation, referrals and loans originated to Regional Mortgage Manager. File timely CRA/Community Activity Reports using In-Site.
10. Attend CRA Steering Committee meeting if established in market area. Participate in Local Advisory Board meetings when appropriate.
11. Work with assigned CRA Community Development Specialist for their State/Region to accomplish job functions.

Required Skills and Competencies:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. High School diploma or equivalent
2. Minimum of two years in residential mortgage lending sales or equivalent mortgage experience with government or private non-profit housing agency
3. Working knowledge of the Mortgage Lending Process
4. Solid knowledge of market area
5. Excellent verbal and written communication skills
6. Outstanding interpersonal skills
7. Willingness to work with all segments of community
8. Working knowledge of Microsoft Office XP
9. Familiar with mortgage platform systems
10. Ability to provide own transportation to travel as needed
11. Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role, including new or transfer of registration, and applicable NMLS acceptable background check

Desired Skills:
1. Bachelors degree in Business, Marketing, or related studies
2. Three or more years of experience in mortgage lending sales or equivalent