Job Description

Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)



Please review the following job description:

Perform the re-verification requirements for the Quality Monitoring Review by completing re-verifications in adherence to investor/insurer guidelines (e.g. Federal Home Loan Mortgage Corporation (FHLMC), Federal National Mortgage Association (FNMA), Federal Housing Association (FHA), Veteran Affairs (VA), and United States Department of Agriculture (USDA)) and BB&T portfolio, state/federal regulation and bank policies. Provide support for investor/insurer and examiner-related audit requests, including document preparation and delivery of performing and non-performing loan files.

Essential Duties and Responsibilities:

The following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Order re-verifications (e.g. verification of employment, deposit, occupancy) for loans that go through the Quality Monitoring Department for review in adherence with investor/insurer guidelines.

2. Evaluate completed re-verifications (e.g. verification of employment, deposit, occupancy) for investor/insurer requirements to make sure the fields are completed properly and discuss any discrepancies with the individual completing the form.

3. Assist with data/documentation gathering for audits performed by internal/external auditors.

4. Analyze data and assist in production of scheduled quality control reports.

5. Consult with Mortgage Lending Production Quality Monitoring Risk Underwriter I and II as to potential material findings with respect to violations of investor/insurer guidelines, state/federal regulation, bank policies or suspicious mortgage loan activity.

6. Support Regional Mortgage Production Offices, Regional Production Support Centers, Correspondent Lending and other areas of bank in regards to investor/insurer requirements or issues.

Required Skills and Competencies:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Bachelors degree or equivalent education and related training

2. Three years of recent experience in mortgage loan origination operations (e.g. Retail, Home Mortgage Direct and/or Correspondent Lending)

3. Very good interpersonal, analytical and problem-solving skills

4. Very good verbal and written communication skills

5. Detail-oriented, motivated and function well in a team environment

6. Exhibit a keen attention to detail and the ability to quickly comprehend information

7. Ability to support multiple tasks, with varying levels of complexity, importance and involvement

8. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products

9. Ability to travel, occasionally overnight

Desired Skills:

1. Supplemental education and experience in residential mortgage lending, including audit, originations, processing, quality control, underwriting, or regulatory compliance

2. Very good knowledge of investor/insurer guidelines, including FHLMC, FNMA, FHA and VA

3. Self-motivated