Job Description

Description

The Product Manager for Interest Bearing Deposit Products will be the primary subject matter expert in terms of product management for IB DDA, Hybrid, Money Market Deposit Accounts and Time Deposit products, for Commercial Bank clients. The incumbent will develop and drive the strategy and roadmap for the commercial deposit product set they manage, supporting the overall business strategy of the organization.

Responsibilities:

* Take end to end ownership of the commercial bank interest bearing deposit product set
* Responsible for active pricing, profitability, quality, and competitiveness of the product (s) in that portfolio.
* The functions of this role include: Strategy Development, New Product Development / Product Enhancements, Roll Out / Product and Customer Readiness (Training Plans, Marketing Plans, Implementation Plans, etc.) Sales Support (managing the Technical Sales Specialists), Business Line Support, Risk / Legal, Vendor Management, Marketing, Project Management, Client Issue resolution, Client needs/Demos/RFPs.
* Define, own, and drive all business activities, initiatives, and tactics required to meet volume and COF goals/targets.
* Act as technical sales lead for complex products and participate in sales calls as needed. Drive and support deposit sales via the Liquidity Specialists.
* Develop and deliver all training and pitch-book materials for all stakeholders.
* Responsible to monitor, measure and communicate risks (finance or reputational) associated with the deposits product set they manage

Qualifications

* Direct knowledge of Liquidity product specific information Interest Bearing and Non-Interest bearing Deposits
* Solid understanding of commercial banking product, operations, sales, service and technical practices.
* Demonstrated ability to articulate strategic concepts and lay out a strategic course of action
* Demonstrated ability to deliver profitable growth in a product area
* Expertise in the delivery, market value, and industry position of a product area
* Detailed understanding of the client needs that drive usage of the product(s)
* Strong analytical skills and communications skills. Creative thinking and problem solving
* Detail oriented, but maintains a big picture view at the same time
* Builds cross functional partnerships effectively: negotiates with good judgment among multiple stakeholders who may have conflicting needs
* Self-starter, goal oriented, proactive rather than reactive
* Gains the confidence of others through proven expertise and the ability to communicate it

Education:

* Bachelors Degree required
* Masters Degree preferred
* Certified Treasury Professional (CTP) preferred

Why Work for Us

At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.

Equal Employment Opportunity

It is the policy of Citizens to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, colleague or a dependents reproductive health decision making, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, genetic characteristic, citizenship, veteran or military status, marital or domestic partner status, family status/parenthood, victim of domestic violence, or any other category protected by federal, state and/or local laws.

Equal Employment and Opportunity Employer/Disabled/Veteran

Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.